
The Basics: Home Mortgage Lending 101
Unless you have a boatload of cash under your mattress, you’ll need a mortgage. Because buying a home usually costs more money than you have laying around.

Unless you have a boatload of cash under your mattress, you’ll need a mortgage. Because buying a home usually costs more money than you have laying around.

During the pandemic, home buyers lamented a lack of inventory, which helped push prices to record highs. But all of a sudden, listings are piling up.

As inflation and interest rates continue to climb, there’s lots of talk about the direction of the housing market and the potential impact on home prices.

If you’re a homeowner planning to buy a new home, the most important question you should ask is: Which comes first, selling or buying?

We tackle the question that’s on everyone’s mind — When will interest rates finally come back down? Are we doomed to high interest forever?

Here are ways to keep impulse buying at bay this holiday season, so you can head into the new year without derailing your financial goals.