IF YOU ALREADY WIRED FUNDS TO A FRAUDULENT ACCOUNT, TIME IS OF THE ESSENCE. GET THE FBI AND BANKS INVOLVED IMMEDIATELY.
Call Your Bank ASAP
Call your bank and ask them to issue a recall notice for your wire. Call within 24 hours for the best chance of recovering your money.
Report It Right Away
Scroll through some examples of how criminals use fake emails to steal your money. These four messages show you what to look out for as a cautionary:
Here is an example of a legitimate email from the Lender to the customer. However, a hacker has obtained access to this email account and is able to read it.
Now that the hacker knows the emails and names of those involved in this transaction, they impersonate the Lawyer to get information from the Lender. Notice that the email has the same name but is from “Gmail”, not “legalaide.com”. The hacker could also impersonate the Buyer using this same strategy.
The Lender doesn’t notice and sends the hacker the closing date and wiring amount. With this information, the hacker can make their emails seem more authentic.
The hacker then impersonates the Lender and asks the customer to wire them money to their fraudulent personal account. Notice that their email is from “Gmail”, not “lenderusa.com”. Also, take note that they use poor grammar and a different signature than what Michelle was using in her other emails.
Slow down and be vigilant about your wire transfer. Changes to wiring instructions are rare and should only come from your escrow officer. If you already wired funds to a fraudulent account, time is of the essence. Get the federal authorities and banks involved immediately.
For more tips and resources for preventing wire fraud, visit www.stopwirefraud.org/.